This cover will pay out if death occurs and provides an income per year for the term remaining on the policy. For example, for a 20-year term, where the claim occurred after five years, there would be 15 annual payments made in total. Payments can paid out either monthly or annually.

The payments are not normally subject to income tax but may impact some state benefits.

!

THE PLAN WILL HAVE NO CASH IN VALUE AT ANY TIME AND WILL CEASE AT THE END OF THE TERM. IF PREMIUMS ARE NOT MAINTAINED, THEN COVER WILL LAPSE.

London Stock Exchange

Value Move %
FTSE 100
10667.63 77.64 0.733
FTSE 250
23205.92 426.42 1.872
FTSE 350
5785.31 48.83 0.851
FTSE All Shares
5720.01 48.55 0.856
Dow Jones
49447.43 868.711 1.788
Nasdaq
24468.48 365.777 1.518

Currencies

Value Move %
0
1.149 0.001 0.07
GBP/NOK
12.671 -0.008 -0.06
0
12.388 -0.055 -0.442
GBP/USD
1.352 -0.001 -0.093

Biggest Movers

Value Move %
SEGRO
795.6 +52.4 +7.05
easyJet
477.8 -18.1 -3.65

020 805 01899
SM&E WM,
PO Box 601,
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