This cover will pay out if death occurs and provides an income per year for the term remaining on the policy. For example, for a 20-year term, where the claim occurred after five years, there would be 15 annual payments made in total. Payments can paid out either monthly or annually.

The payments are not normally subject to income tax but may impact some state benefits.

!

THE PLAN WILL HAVE NO CASH IN VALUE AT ANY TIME AND WILL CEASE AT THE END OF THE TERM. IF PREMIUMS ARE NOT MAINTAINED, THEN COVER WILL LAPSE.

London Stock Exchange

Value Move %
FTSE 100
8699.31 14.75 0.17
FTSE 250
20961.09 -11.17 -0.053
FTSE 350
4772.45 6.81 0.143
FTSE All Shares
4722.01 6.38 0.135
Dow Jones
42791.94 137.203 0.322
Nasdaq
19215.463 4.361 0.023

Currencies

Value Move %
0
1.189 -0 -0.031
GBP/NOK
13.767 -0.017 -0.121
0
12.938 -0.043 -0.335
GBP/USD
1.336 0.008 0.576

Biggest Movers

Value Move %
SEGRO
795.6 +52.4 +7.05
easyJet
477.8 -18.1 -3.65

020 805 01899
SM&E WM,
PO Box 601,
Erith DA1 9YQ.

info@smewm.com