This cover will pay out if death occurs and provides an income per year for the term remaining on the policy. For example, for a 20-year term, where the claim occurred after five years, there would be 15 annual payments made in total. Payments can paid out either monthly or annually.

The payments are not normally subject to income tax but may impact some state benefits.

!

THE PLAN WILL HAVE NO CASH IN VALUE AT ANY TIME AND WILL CEASE AT THE END OF THE TERM. IF PREMIUMS ARE NOT MAINTAINED, THEN COVER WILL LAPSE.

London Stock Exchange

Value Move %
FTSE 100
8093.37 8.76 0.108
FTSE 250
20401.39 -49.299 -0.241
FTSE 350
4466.07 2.78 0.062
FTSE All Shares
4423.89 2.78 0.063
Dow Jones
42840.26 498.063 1.176
Nasdaq
19572.598 199.797 1.031

Currencies

Value Move %
0
1.205 0 0.037
GBP/NOK
14.203 -0.023 -0.163
0
13.831 -0.037 -0.268
GBP/USD
1.253 -0.004 -0.281

Biggest Movers

Value Move %
SEGRO
795.6 +52.4 +7.05
easyJet
477.8 -18.1 -3.65

020 805 01899
SM&E WM,
PO Box 601,
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